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Methods of Saving Moolah

In Consumerism, Economics on August 21, 2009 at 11:28 am

There’s always these articles in Yahoo! and other such trite sources of information that advise us on ways to save our money. Such as utilizing coupons, driving less aggressively, paying off credit cards with the highest interest first, and other such trivial methods of scraping some extra cash back into the coffers–or, at the very least, simply stemming the flow of money out just that much less.

While those methods, and others, are all important ways to save, I would like to forward some of my own methods of saving cash which I think are more effective. Excelsior!

1) Stop using Mach 3s and dropping $20 every month on razors. Transition into wetshaving (just one upfront initial investment) and you’ll save a lot of cash over the long term. Razors for safety or straight razors are significantly cheaper, and it’s furthermore a more fulfilling shaving experience.

2) Shave your own head. I used to go to SuperCuts or whatever cheap haircut store was around. I kind of liked how sometimes it was a pretty young lass that was cutting my hair. But I also noted that all they ever did was ask me what length of guard they should use on the clippers (as if I was supposed to know). So I realized, eventually, that I could just do it myself. That’s at least $20 in savings every two to four weeks, depending how often you cut your hair. And a pair of clippers is cheap, and they will last you for years. That’s a lot of money saved over the long term.

3) Forgo the gym and go hiking/running/walking. All you need is a pair of shoes. Or invest in a bike.

4) Brew your own damn coffee. I’ve bought a lot of Dunkin’ in my day, and I can attest that it really adds up over the course of a year. It’s the little steady, daily transactions that drain your income. It tastes better at home anyway. And all you need to make your own coffee is coffee and a French press. Forget drip brew; why pay for filters?

5) Hang out at home. You’ve heard of “staycations.” Well, how about “stay ins”? Instead of going out, you stay in. Invite your buddies over. Hang out at the local park. We all need to get out sometimes. But if you make it into only an occasional expenditure, then you will save big time. It’s quite easy to drop $60 in one outing on a few drinks. Drop that $60 on a fine whiskey instead and you could sip at it slowly over the course of a month.

6) Get over yourself and drink tap water.

7) Use the library. Libraries are fucking awesome. You can get nearly any book you want if you are willing to wait for it.

8) Don’t be an organic freak. Buy organic local produce or join a CSA. It’s important to support organic, local, and sustainable use of land. But forget the damn organic cookies and organic cereal. I mean, really. Just let it go.

9) Recognize the difference between luxury and necessity, and make your choices between the two consciously. A car? Sometimes its a luxury or a necessity, depending on where you live. In NYC, it’s a luxury, and an expensive one at that. Movies at the movie theater? Do you really need to see the movie right when it comes out? Is it really better in a movie theater? I find it obnoxiously loud, with way too many trailers and advertisements. In fact, I would rather just read a book. A lot cheaper, and more fulfilling. Sorry movies.

I think that last bullet point is actually the most important one. If you are making your choices consciously, then you are choosing to invest more in certain activities or things because you find them more fulfilling. And thus, it is worth it to you. But there are many things that we throw our money at that are not more fulfilling, and that even degrade our quality of life.

The moral of the story? Spend your money wisely.

Tax, Not Cut

In Economics, Poverty on May 22, 2009 at 4:22 am

Why is it that whenever a recession occurs (as it inevitably must), a state or municipality suddenly begins proposing to cut the programs that are most needed by those who have the least? These are always programs of health care to the poor or elderly, education to children, and other programs of welfare or of not immediately quantifiable benefit such as arts or music. Why is it that politicians are such cowards that they can’t propose the most logical form of meeting budgetary needs: increased taxes on those who have the most? Why is this so untenable to Americans? Is it simply because they know that the people least likely to complain or raise a fuss are those who don’t have anything to begin with?

Let me repeat: those politicians unable to raise the spectre of taxation are cowards. Funding to programs that are essential to people should not be subject to economic whim. Education should never have its funding cut. Never. Health care programs and preventative care programs and family planning programs should never have funding cut. Never. Welfare programs should never have funding cut. People rely on that welfare and need it for day-to-day existence.

Tax the rich and distribute that money equitably in order to continue funding for essential services and programs. Why is that such an unrealistic objective to achieve?

New Paradigm

In Bush Administration, Current Events, Economics, Perspective Change, Political Stuff on January 29, 2009 at 6:05 pm

You may have noted that I have been relatively quiet on the political/news front as of late, mostly because I don’t have any free time anymore, but furthermore because I think that most of the events, such as Obama’s inauguration, speak for themselves and we are all somewhat inspired and hopeful for the future, finally. But there are a few things that I want to say about the pressing economic and political events of our time.

First of all, former George W. Bush’s presidency was a complete and abject failure. Please, let’s not forget that. There have been a lot of interviews and articles before the switch-over that offered a somewhat benign retrospective of Bush’s reign, and it looks like reporters have been attempting to remain “objective” by entertaining the notion that Bush may have represented integrity because he never backed down from doing whatever the fuck he wanted, or something like that.

Bush was a terrible mistake, and a giant mar on the already besotted history of US politics. He stood as a representative not of personal integrity, but rather as the exact negative of what a leader should be. He didn’t listen to his opponents nor his own constituency. He didn’t utilize diplomacy in dealing with world bodies and foreign leaders. He took more vacations than any other president in history. His administration was peppered by yes-men, neo-cons, and nepotism. This is completely ignoring the myriad scandals that marred his administration. Basically, he didn’t do anything that he was supposed to do as a LEADER. The real “leadership” in the Bush presidency were the people who actually ran things, such as his vice-president and Karl Rove. Presidents in the past have oft been puppets on strings, such as Reagan, but at least Reagan had charisma and could instill some kind of false confidence, even when his actual policies resulted in terrible outcomes that we are still paying for today.

So yes, thank god we have closed that terrible chapter in our history. But we will be continuing to pay for those 8 years of bullshit for a long time hence, Obama or not. The Republican Party, as evidenced by their cold response to bipartisanship in the passing of the stimulus plan, are awaiting an eventual rebuttal to the centrism of the Obama presidency. They will do all they can do to ensure that his policies fail, so that they can renew their onslaught of the poor and middle class. Bear that in mind in the coming years: W. Bush was not an anomaly. He was the epitome of hard-line right-wing divisiveness. And again, let me be perfectly clear about the policies of such an administration: they failed. Period. They will never be effective. The myth of free market capitalism has been—with finality—debunked.

The history that Obama has made in his ascendance to the American presidency is not simply about a black man becoming a US President, nor reductively about simple “change”: it is about the forceful backing of an American public for a government that will utilize its policies for greater control and responsibility of economic tides. A government that does what it is supposed to do, rather than absolving itself of any and all responsibility beyond that of blatant militarism.

Now I want to discuss these “tough economic times,” as they like to say everyday on the news. This is indeed a time when the failed economic policies of the past are coming home to roost. This is also a time when “the American people” are beginning to pay for their years of living wantonly off of money that they never had and never will have. This is a time when issues of sustainability are no longer simply concerns of hippies, but of academic professors and Washington policy wonks. This is a time when America has to wake up to the fact that we have been sleeping, while the rest of the world has been quietly surpassing us in their investment in business and educational competitiveness.

Even though comparisons to the Great Depression can be fruitful simply for waking up people to the fact that this recession is real and its effects on people devastating, let’s also abstain from going too far. No one is jumping out of windows on Wall St. The lines for unemployment may be exceedingly long, but there’s no extensive lines for soup kitchens, at least, not yet. Retail chains that have stretched themselves too thin on the promise of endless sales have indeed been shutting their doors. Banks are decisively slimming their ranks with a butcher’s knife. And this impact cannot be understated on the economy nor on men and women now without salaries. But for many, it also doesn’t mean much of anything other than that they won’t waste their money like they might have before. And that’s not necessarily a bad thing.

Because the fact is that transitioning into what they call a “green” economy can not be easy, nor even possible without the recognition that it is necessary. These “tough economic times” are not about a housing market bubble collapsing, nor about over-investment in bad securities and over-lending of easy credit: it is about the transition into a new economic and political and social paradigm. A paradigm in which we recognize our interdependence on each other and other nations, acknowledge the interconnectivity of mankind with that of the earth, and begin to take responsibility for the actions not only of ourselves, but of our governments and world bodies.

So as tough as these times are—and yes, these times are tough for me personally, thank you very much—they are also a necessary time for buckling down and gaining a clearer vision of what we need to achieve.

Public Policy and Global Cooperation

In Economics, Quotes, Survival of Humanity, Sustainability on November 24, 2008 at 12:28 pm

“Sustainable development may be achievable in theory but not reached in practice if public policies and market forces do not lead to the needed investments.

We can summarize in the following way: the world is facing enormous ecological and environmental problems, but running out of natural resources is not the right way to describe the threat. Earth has the energy, land, biodiversity, and water resources needed to feed humanity and support long-term economic prosperity for all. The problem is that markets might not lead to their wise and sustainable use. There is no economic imperative that will condemn us to deplete our vital resource base, but neither is there an invisible hand that will prevent us from doing so. The choice will be ours to make through public policy and global cooperation.”

Jeffrey D. Sachs, Common Wealth: Economics for a Crowded Planet

Death of laissez faire?

In Current Events, Economics, Political Stuff on October 21, 2008 at 11:06 am

The Economist posted an interesting article defending free-market capitalism. What surprised me about this article is how unusually defensive, clear and one-sided its perspective is. While I agree in principle with the premise that what we need is “not bigger government, but better government”, I think the author mistakes the movement in general towards greater regulation and government oversight. No one wants a communist government nor to refute capitalism (other than for fringe idealists who don’t understand economics), nor, for that matter, to overly constrain the market economy. We simply want government to do what it is supposed to do—formulate responsible policies and regulations—rather than sit idly by and allow the market to run wanton (and destroy the environment in the process).

Part of this is making government policy and electoral processes more transparent and efficient, which entails utilizing internet and software technology. That means streamlining government, not adding to its bureaucracy. I don’t think that the way to the future lies in more overtly “Great Society” type of programs, but rather in simply attempting to bring the government back up into the present age, to keep up with businesses and civil society.

I would like to say much more on this timely and interesting topic, but I have to dash out the door to work right now. Talk amongst yourselves.

The Bigger Picture, Based on Our Current State of Affairs

In Current Events, Economics, Interconnectivity, Political Stuff, Thought Flows on October 6, 2008 at 10:47 pm

Well, it’s ’bout time for me to post some thoughts about the current state of the world. I sometimes wish that I had a column in a major newspaper, so that I could generate national debate and establish talking points for The View. But, alas, my blog is just too random, too all-over-the-place, too largely mundane and only intermittently insightful, too much me, to ever hold such a place in the pantheon of established punditry. I wouldn’t have it any other way, of course. I will hold forth, in any case, as if the entire world listens attentively to my every last quest for meaning.

To the point: the major news item on our collective plate is the economy. We all know that the “bailout” plan, as it is called, is pretty much a bunch of hogwash, but we also all know that we need to do something, and not many of us are economically minded enough to know quite what that is. We just know that we want our retirement funds to stop being depleted, etc. First of all, I recommend checking in with Paul Krugman’s blog from time to time for some academic economic insight parsed down, relatively speaking, for the average Joe. He has written a short paper explaining what he thinks is going down right now, and to parse it even more simply into my own think-speak, it basically has to do with the global interdependence of financial markets. Which is why shortly after our economy started nose diving, the European economy has started feeling the effects of free-fall gravity as well.

If you follow my random output of thought consistently, then you’ve noted that I have a certain fascination with the concept of interdependence (go ahead and check out my posts filed under the topic of ‘interconnectivity‘ if you don’t believe me). I see interdependence, interconnectivity, the intwinement of multiple beings into one collective entity, as a source of greater strength. An individual vulnerability that establishes greater collective depth and power. This is the strength of the artist, the strength of the family, the strength of the nation. It makes us more open to superficial attack, but better resilient to sustained barrages.

Our economy—and hence, the global economy—is undeniably, at this point, in for some hard times. For how long, of course, no one can say. I have discussed elsewhere about how the economy is inevitably headed towards seeming disaster, but also about how what appears as tragic at the moment could potentially turn into a deeper manifestation of something necessary and redemptive i.e. the movement towards a more sustainable society. However, this transformation can only occur if we are willing to make some changes, such as move towards more Democratic—even *gasp* Socialist—notions of political governance as opposed to continuously giving in to Republican “small-government, big business” ideals. Obviously, putting Barack Obama into office is a great first step on this path. But beyond the presidential campaign, we need to push much harder for a move towards responsible government policy and regulation.

It’s sort of ridiculous that it takes a crisis or tragedy for people to awaken to the importance of individual sacrifice for collective betterment. It’s what we do in hard times, and it’s what people who live in poverty always do: help each other out. It’s about time that we start taxing the rich, taxing or putting caps on destructive and wasteful practices (such as lawns, SUVs, and plastic product packaging), and investing back into our society as a whole.

We all know that Communism and/or Fascism has failed. We all know that we believe in freedom and democracy for all. But it’s time that we grew up and recognized, as mature adults, that firm regulation, investments, and incentives must be established for people and businesses to do the right thing. And we must further recognize that we can’t go this alone. We need Government, with a capital ‘G’, and that means ‘G’ as in Global in addition to national. The US, for far too long, has been able to get away with insouciant and unconsidered behavior because we once were a superpower. We will henceforth be known as the last of the world’s superpowers. There will be no more superpowers, just as there will be no more Picassos. There will always be nations that have greater power, just as there will always be individuals who have greater influence. But no longer will there be a singular entity that can completely dominate and determine the direction of world commerce or culture.

What does this mean for us as a nation, and as individuals, then? It means that we have to become a team player. It means that we have to know our place in the world. It means that we have to not only compete, but cooperate. That’s what it means, at an extremely basic and fundamental level.

This ultimately ties back into deeper issues such as environmental stewardship, spirituality as opposed to religious fundamentalism, scientific advancement and technological development coupled with social progress, etc. But I’m not going to get into any of those wonderful issues at the moment because I’m beginning to get sleepy, and I’ve got another long week looming ahead of me. Due to my inability to post as frequently as I would like to, I’m going to begin utilizing WordPress’ nifty new function of sticking old posts up on my front page, so that you can see some selections of my old shit that I feel is worth perusing. Til next time, piiiiigs iiiin spaaaaaaace. . .

American Change (Outside of the Box of Media)

In Bush Administration, Current Events, Economics, Political Stuff on September 14, 2008 at 5:03 pm

Inevitability: this is the crushing weapon that the Republican party so effectively wields, bludgeoning the American public with such a banality of lies, misinformation, and bluntness of political manipulation—all oriented around sidestepping deeper issues of actual policy—that people talk wearily of the inevitability of McCain being elected president. Here are the arguments for this position:

The American vote is skewed towards the middle American states, where most Americans are so brainwashed that they would vote for a melon if they thought it stood for fundamentalist Christian values and gun rights.

Americans are simply stupid in general.

George W. Bush was elected for 2 terms. Enough said. Americans are hopeless.

These are perhaps convincing arguments if you tend towards fatalism. However, it disregards and slanders the majority of the American people. Yes, many Americans are extremely misinformed and formulate their political ideas based on petty and irrelevant issues. Yes, the vote is heavily skewed towards Americans who think red meat, rifles, and religion are the defining issues of our day. However, these Americans, known colloquially as rednecks, are the ones most affected by bad policy in Washington. They will be the ones losing the most jobs, they will be the ones most affected by environmental degradation, they will be the ones continuing to have their working wages taxed by a government they distrust and loathe.

Were they fooled by W. Bush? To a certain extent. But they understood, more fundamentally, that he stood for status quo. He would give us exactly what they thought America stood for: individualism, small government, and big business. Now McCain is playing the status quo card once again, while pretending to give just enough of a hip “maverick”-ness to the situation to win over those on the fence.

Many Americans, while the economy was still apparently riding high, didn’t want change. They called for status quo. They called for continuing to do just what America had been doing. It seemed to work, sort of.

Now it’s not working. It’s failing terribly. And the prospect before us is harrowing. Even while official analysts shrug and dismiss the current economic downfall and refuse to call it a recession, Americans who are most affected by the downturn know exactly what it is: hard times. Unemployment is high, the divide between rich and poor is untenable, health care consists of ER visits, basic food item costs are increasing, and SUVs no longer make much sense to working folk who can’t pay off their mortgages or credit card bills.

This has not much to do with failed foreign policy that has led to neverending warfare, or a regressive position against contemporary science. It doesn’t even have to do with the impending and disastrous consequences of climate change, nor with the depletion of topsoils and overall degradation of our earth.

It has to do with a fundamental flaw in the American conception of what has been working in the past, and what will work in the future.

We fought ferociously against the concepts and institutions of communism and socialism, and we relished the fall of the Berlin Wall and the Soviet Union. It was the triumph of capitalism. It was the triumph of individual choice, freedom of markets, competition between all for the benefit of the common good.

We’ve been so knee-jerk allergic to ideas of government involvement in economics that we’ve failed (officially) to recognize that the times have changed. A little dose of government intervention is necessary in times of crisis. And therefore, the Democratic vision of politics is no longer quite as unsavory as it once was. The idea of “change” (in the sense of a non-Republican dominated government) has begun to make sense. The status quo is driving America to its knees before the world. The dollar is falling, our imperialist foreign policies are antiquated, and our fierce individualism is costing the entire world the possibility of dealing effectively with united stances against climate change.

I don’t think Americans are as stupid as the media and the Republican party assumes it is. I think that the majority of Americans simply allow themselves to be led when they see no reason to change the way things are, when it seems to benefit them. It is becoming quite apparent that change—real change—must occur for America to remain a viable force in our world. Our businesses will fail if they cannot innovate. They cannot innovate if the government does not provide incentives for them to innovate. The government cannot provide incentives if the people do not call for policy change.

The time has come for Americans to unite, truly unite, not in the sense of warfare, not in the sense of blind following of political deceit and big money, not in the sense of willful ignorance and bigoted small-mindedness. Americans will unite because the only path to a hopeful future is clear. And it is not the status quo.

Collaborative Interdependence

In Community, Design, Economics, Interconnectivity, Misguided Idealism, Political Stuff, Sustainability, Thought Flows on August 24, 2008 at 5:45 pm

I’ve been undergoing a mild case of “writer’s block” lately, wherein everything that I attempt to write just comes out flat or completely uninspired. Frustrating, because then it drives me to playing mahjongg instead of articulating deeper sentiment (mahjongg here being the virtual “bottle” in which to drown my woes).

One of the things I’ve been constantly trying to write about but having trouble clearly spelling out is my perspective on enacting progressive change. I’ve discussed elsewhere my evolving views on politics and economics, and I’ve been trying to find a way to more fully explicate my new views while still embracing, intellectually speaking, the perspectives which I’ve developed out of, such radicalism, anarchism, anti-globalization, postcolonialism, etc.

Rather than present a cohesive thesis, therefore, let me just discuss what my thought process is at the moment vis-a-vis these general topics and maybe I can work my way over the obstacles I’m currently facing just by talking it through.

I think what I’m finding is that I can still relate very well to viewpoints such as socialism and anarchism because such perspectives are ultimately humanist, in that there is an idealistic attempt to extricate humanity from what are perceived as inhuman and oppressive structures. There is still a lot of misunderstanding out there about what “anarchism” really means, and you can see this quite powerfully in The Dark Knight as depicted by the Joker, as one current example. People think of chaos, terror, pimply youth in black apparel heaving Molotov cocktails as an expression of aimless hormonal angst. But anarchism is not about chaos and terrorism: it is simply a philosophical rejection of the need for institutionalized systems of governance. Extending out of this are many disparate branches of anarchist philosophy, but that is its central tenet. Contrary to being a negative and nihilistic perspective, this is in actuality an extremely positivist take on human nature, in that anarchists believe that human society will run much more efficiently and naturally when not subsumed to overarching systems.

I was drawn to anarchist philosophy because of this deep humanism, and some anarchist writing is the most well-articulated writing out there on politics. You don’t feel like you are being talked down to. Go here and browse through the library to see for yourself. It isn’t much at all about violence or chaos. It’s about believing in a world that can be better than what we are taught to accept.

However, one of the problems with this perspective is in answering the question: well, how do we get from here to there? There are many different answers to that, some of which I will agree with, but ultimately, what one comes to understand is that holding the highest of ideals makes it extremely difficult to come to terms with the existing state of the world, generating anger, bitterness, and violence and/or apathy.

I will devolve into an oblique comparison here: in a long-term relationship with another human being, you come fairly quickly to realize that compromises must be made between you and your partner’s ideals in order to live together. If your ideals are too high, it may be that instead of coming to terms with the human reality of your partner and accepting them as they are, you are rejecting parts of them in order to try to fit or mold them to your ideals. These high expectations can blind you to the beauty of the person that already exists right before you, if you could allow them to be themselves rather than what you want them to be. You both can work together on developing towards the ideals that you share and cherish.

This does not mean that you should accept a drab reality. What I am getting at is that there is a process in working towards ideals. There must be development and evolution in order for ideals to become reality. Perfect harmony does not just fall into your lap without extensive effort. So one could feasibly hold anarchist philosophy as the ideal state of human society, but still work within and around existing government and market structures in seeking to achieve that ideal.

That is fairly self-evident, I suppose, but as I talked about in my other post, it seems to me that there are a lot of idealists out there who are constricted, rather than motivated, by their ideals.

In any case, even though I sympathize with the philosophy of anarchism and of radical thought in general, I ultimately feel that it is misguided. Anarchists and other philosophies of dissent rightly perceive that there are problems with institutional and market systems, but they wrongly perceive the correct redress as being a complete rejection of these systems. To use another obtuse analogy, it is like looking at a fan which doesn’t blow air very efficiently or equitably about a room, and deciding that the solution is to throw out the fan. While such a solution might appeal to instinct, it would make much more sense to attempt to analyze the failure of the fan and seek to alter, jerryrig, or otherwise upgrade to a whole new model.

To say this, however, doesn’t mean that one couldn’t choose to live ones life according to anarchist or other radical ideals. One has that right and capability. But what I am talking about is being involved in the greater community, and subsuming some of those ideals to accepted law and policy in order to extend greater influence.

Another issue I think I see with philosophies that reject existing market and government systems is that they are often mired in a mentality of a bygone era. We have come into a time, due to the unforeseen confluence of technology and rapid information dissemination and sharing, in which civil society and individuals as a whole have a power and command that they did not once have. Civil society thus is becoming evolutionarily enabled to play the critical part in balancing and restraining and guiding the efforts of institutions and markets in providing a fairer and more sustainable society. Demonstrators and protesters, even when not covered explicitly by the big media outlets, have a strength that corporations and governments have had to pay close attention to. Anti-globalization protesters, though misguided in their conclusions (multi-national corporations and interconnected markets = evil), have had a tremendous and positive impact on drawing attention to economic inequity and iniquitous barriers to trade. Similarly, the increased influence and power of “bloggers” has given big media a run for its money. Due to this increased power of civil society and of individual citizens, people are not simply oppressed workers underneath the inhumane strictures of the one-dimensional demand of capitalism. In collaboration—not opposition—with public policy, the legal system, and economic investments and incentives, civil society, government, and the economy can work in tandem to address the problems that exist in society.

This is not an argument against dissent or protest. What I’m attempting to get at is that the process of speaking up and getting involved and asking critical and probing questions is in fact a necessary and positive aspect of well-organized and functioning social systems. It is not a movement against the “system” or against the “machine” or whatever one chooses to call government and business structures: rather, it is a movement that enhances, collaborates, and guides these systems into greater harmony.

I have argued elsewhere for the need to view these systems in the sense of design, with a holistic, whole-systems approach. This is especially apparent when it comes to entrenched issues such as the current failure of many of our public schools to adequately and equally educate all our nation’s children, irregardless of race, class, or gender. Educational policy, on both a federal and state level, often nobly, but wrongly, attempts to tackle their problems solely within the confines of the classroom by initiating misguided programs that work to increase performance on standardized tests. Obviously, there are circumstances outside of the classroom that are critical to a child’s success, such as family, friends, and wider local community support, in addition to institutional programs. It will take a multifaceted approach, addressing not only education, but furthermore socio-economic conditions, access to information and technology, not to mention access to healthy, positive, inclusive environments and public spaces for children to study and play in.

Our schools have become effectively segregated due to the seemingly innocuous effort by well-to-do parents to place their children in “successful” schools. The successful schools being the ones with money and community support. It is thus apparent that investments must be made simultaneously not only in education and the public school system in general, but furthermore broader investments must be made in low income neighborhoods, to provide access to healthy public spaces, to provide access to technology and information, to provide smart planning for a sustainable future in employment, etc. The more that the middle class divides itself from the poor, the greater problems will become.

What is evident in an issue such as this is the approach that I am talking about: a whole systems, collaborative approach. Civil society must do its part to draw attention to the problems. Government must do its part to respond with effective and unbiased policy changes. The market must do its part with directed investments and innovative micro-businesses. What is apparent, to me at least, is that we can’t rely on any one of these systems to do the job for us. The market is not going to solve any of our problems unless we direct it and harness it with policy and incentives. Government will not update its policy or open up funding unless it has its attention drawn to the problem. Civil society, NGOs, citizen organizations must agitate, petition, utilize the media, and organize to focus on the problems.

Furthermore, policy making and business governance and legal affairs cannot be over-specialized. They can’t be compartmentalized and vivisected such that they can’t work effectively across the fields of public health, education, fiscal tuning, management philosophy, environmental departments, etc. They need to be able to unite and work within these fields all at once.

This kind of approach demonstrates that no matter what ones particular ideals may be, what is the most important is a pragmatic and responsive attention to the current climate and issues in our society. Putting our heads in the sand, whether due to reactionary or radical or centrist thought, is simply unacceptable. Good management, governance, and policy practices are forged by looking ahead to the future, constantly and consistently. Our future lies in our children. Whatever our beliefs may be, we all want our children to be healthy, to be successful, to have access to the resources that will empower and enable them. We want them to be educated, to be well fed, to be well read, to be sound of body and of mind. We want them to be positioned to respond effectively to reality, to be positioned for a market that looks ahead to sustainability.

The process, therefore, in achieving an equitable and sustainable future is determined by the collaborative interdependence of differing aspects of human identity, mind, infrastructures, and society. Only when these multiple points converge and work together are effective and positive changes made. It is misguided to focus ones efforts solely in rejection and opposition to existing systems. The more positive approach is to focus on working across boundaries to enact changes beneficial to all.

Phew. You can see why I’ve had trouble laying this out. It’s kind of a big mess in my mind. I’m working on getting this out in a more concise manner.

Movement Towards Inclusion

In Community, Economics, Interconnectivity, Political Stuff, Poverty, Quotes, Urbanism, Violence on August 9, 2008 at 11:34 am

“The bell jar [as described by Braudel, signifying the exclusivity of the capitalist sector of society] makes capitalism a private club, open only to a privileged few, and enrages the billions standing outside looking in. This capitalist apartheid will inevitably continue until we all come to terms with the critical flaw in many countries’ legal and political systems that prevents the majority from entering the formal property system. . .

Few seem to realize that what we have here is one huge, worldwide industrial revolution: a gigantic movement away from life organized on a small scale to life organized on a large one. For better or for worse, people outside the West are fleeing self-sufficient and isolated societies in an effort to raise their standards of living by becoming interdependent in much larger markets. . .

Like computer networks, which had existed for years before anyone thought to link them, property systems become tremendously powerful when they are interconnected in a larger network. . . .

Political blindness, therefore, consists of being unaware that the growth of the extralegal sector and the breakdown of the existing legal order are ultimately due to a gigantic movement away from life organized on a small scale toward one organized in a larger context. . .

The primary problem is the delay in recognizing that most of the disorder occurring outside the West is the result of a revolutionary movement that is more full of promise than of problems.”

Hernando de Soto, The Mystery of Capital

De Soto’s insights are tantalizing: his essential message is that the poor are seeking to become a part of the larger market system, but are denied access through exclusive laws and fiscal policies. Faced with the inability to become a part of the global market, the poor then must operate within small-scale, community “extralegal” markets and negotiations. I have referred to this market activity, so visibly abundant and active within South America, as a “micro-economy,” not recognizing that this teeming market life was not necessarily included within the larger economy in a formal sense.

What I also like about De Soto’s vision is his recognition that the poor have always historically recognized the opportunities inherent in a larger market. The movement to urban centers during the Industrial Revolution is well documented, and the same movement is now occurring in developing countries daily. The poor innately recognize opportunity when they see it, and recognize that fundamentally, global markets can provide access to a wider network of capability and progress.

Of course, simply giving the poor land titles and opening up their economies to globalization does not necessitate a better life, due to the great imbalance of power and wealth in favor of developed nations and small populations within developing nations. De Soto’s simplistic diagnosis has thus been rightfully critiqued. But with corrected fiscal policy and global law, these imbalances can be addressed to become more inclusive. De Soto’s insights can very neatly be coupled with the insights provided by social entrepreneurs like Muhammad Yunus. With the tool of microcredit, the poor can be given the ability to become included within the wider market and use their properties as capital assets.

The wider the embrace of networks can become, the more powerful and effective they will be. A market that can include and embrace all of the teeming activity of the micro-economies of the poor (and thus raise them out of poverty) is a healthy and balanced market.

What I also appreciate about De Soto’s vision is his emphasis on the global movement towards interdependence. Accepting membership into a greater community is to shed a degree of self-sufficiency and isolation. There is a strong undercurrent within environmental activism as well as nationalist reactionaries towards self-sufficiency and isolationism. It is certainly important to have integrity and inner strength. But at a certain point, interdependence within greater networks provides a greater strength and resiliancy.

I can best phrase this within the context of death: when someone you are close to passes away, you can feel a humongous hole cut out from inside of you. It makes you realize just how interconnected you are with everyone else in your life, and of how illusory is the concept that you are alone and detached.

When acts of violence and terrorism are committed, they are best viewed as perverted and desperate attempts to become included into the networks that they have been excluded from. The answer, therefore, in fighting terrorism is not in utilizing weapons and occupations, but rather in fighting poverty, by seeking to include, in an effective and positive manner, the developing nations and those in extreme poverty into the global market and body politic.

It is no secret that those nations mired in extreme poverty harbor terrorists. So what should we do? Bomb them? Or seek to include them into the greater networks of which they so desperately want to become a part of and which they have been routinely denied. Isn’t the answer obvious?

Nothing to Lose, Nothing to Gain

In Economics, Quotes on August 7, 2008 at 7:35 pm

“People with nothing to lose are trapped in the grubby basement of the precapitalist world.”

Hernando de Soto, The Mystery of Capital

Thoughts on Money & Poverty: The Root

In Economics, Muhammad Yunus, Perspective Change, Poverty, Quotes on July 23, 2008 at 11:11 am

In my series of posts focused on confronting the existence of poverty and thinking through the issues behind it [Thoughts on Poverty parts I, II, and III], I came to a series of realizations which I will sum up as follows: 1) development, profit-generation, and gentrification is not necessarily a bad thing; 2) poverty is not spawned by the idleness and laziness of the poor but rather through structures of commerce and policy; 3) charity is only a symptomatic response, and does not in any way address the root causes of poverty; and 4) poverty is sustained by the lack of will and indifference on the part of those with influence and money. These are all poignant observations, but my thought process was stopped short continually when I hit the wall of what do we do to change this? This can be seen especially in my second post, in which I end it by stating that micro-credit doesn’t work in the US, and that I have a lot more to learn on the subject of poverty.

I do indeed have a lot more to learn, but the wall that I was hitting turns out to be a quite common perception within the US in regards to the problem of entrepreneurship/employment and the poor. That wall is welfare. I was getting at this idea in a general way when I discovered that charity is a manifestation of shallow perceptions of the problem and not the solution.

The fact is that welfare has created a powerful disincentive to those stuck in poverty from ever obtaining the motivation to succeed. It’s throwing money at the problem, and increasing the division between the poor and the rich. It’s a type of exclusion, a method of control. Any of us who has ever been bribed by our parents knows this.

I arrived at this understanding while reading Banker to the Poor, by Muhammad Yunus. I have talked about Yunus before, and posted plenty of quotes of his, but I had not yet actually read a book written by him. I would highly advise reading some of his speeches and his books, in addition to books written about Grameen Bank such as David Bornstein’s The Price of a Dream. In Banker to the Poor, he discusses the reactions of Americans to the concept of micro-credit, and the problems he encountered with welfare states in the US and in Europe.

“I was not prepared for the amount of skepticism I encountered. What struck me was not so much people’s doubt as to whether micro-credit would succeed in the United States but their pessimism about whether anything would actually raise people out of poverty rather than merely alleviating its symptoms. Many Americans argue that their welfare state has created a lazy underclass of dysfunctional individuals who would never be interested in or capable of starting their own businesses or supporting themselves.

. . . Almost everyone I spoke with dismissed what I said, arguing that the Bengali experience could not be relevant to poverty eradication in the United States. They claimed that [poor people] needed jobs, training, health care, and protection from drugs and violence, not micro-loans, and that self-employment was a primitive concept lingering only in the Third World. Low-income people . . . needed money for rent and food, not for investment. They had no skills anyway.  . . .”

That is essentially the argument that I had been making in my second post on poverty. I was talking about how the cottage industries in Bangladesh of weaving, making furniture, rickshaw pulling, etc, were all something ingrained in their traditions and way of life. In the United States, I thought, what could we do to start our own businesses? Isn’t it a lot of hassle and paperwork, and don’t you have to get some kind of training and a degree? However, the more that you think about it, the more that you realize that the problem isn’t that people don’t have skills or ability, it is that they lack will and motivation.

I wrote a post while in Colombia on the teeming activity of its micro-economies, and of how this was inspiring to see, something that we need in the United States. And that is exactly what we do need! We need more street vendors, more individuals starting their own taxi businesses, more food carts, more clothing makers, more strange and exotic retail shops, more corner stores, etc. This local, community based commerce is what makes for a stronger overall economy. We need small-time entrepreneurs.

As I was reading Yunus’ chapter on the United States while on the subway, I excitedly gripped the book and finally realized the biggest major obstacle both in my mind and in my nation in regards to poverty: the concept and institution of welfare.

“. . . I witnessed directly how welfare laws in the United States create disincentives for welfare recipients to work. Those who receive welfare become virtual prisoners not only of poverty but of those who would help them; if they earn a dollar, it must be immediately reported to the welfare authority and deducted from their next welfare check. Welfare recipients are also not allowed to borrow money from any institutional source.

. . . In the developed world, my greatest nemesis is the tenacity of the social welfare system. . . Recipients of a monthly handout feel as afraid to start a business as the purdah-covered women in Bengali villages.

. . . I believe . . . that providing unemployment benefits is not the best way to address poverty. The able-bodied poor don’t want or need charity. The dole only increases their misery, robs them of incentive and, more important, of self-respect.

Poverty is not created by the poor. It is created by the structures of society and the policies pursued by society.”

One of the problems with welfare is that it is staunchly defended by anyone who thinks that they are liberal and/or compassionate. It is thus defended because it is seen as a necessary means of address to the problems of poverty. But welfare is only a symptomatic address; it does not change the structures that create the conditions for poverty.

We obviously cannot just lop off welfare and expect the problem to be solved. Welfare must be reduced in tandem with the extension of financial services to the poor in the form of micro-loans. Welfare must also be altered to allow for the poor to have incentive to take out loans and start their own businesses.

Welfare as a concept and institution should not be done away with. Welfare is necessary for those people who are not able-bodied enough to help themselves. However, it needs some drastic changes in its structuring. Otherwise, all other actions we take to eradicate poverty in the United States will end up falling far short in the face of the lack of will, self-esteem, and motivation on the part of the poor themselves. Only they can raise themselves out of poverty.

Thoughts On Money & Poverty: Part III

In Design, Economics, Perspective Change, Political Stuff, Poverty, Thought Flows on May 30, 2008 at 9:06 pm

I’ve had some more thoughts to add to my developing perspective on poverty that stems and evolves from my last post; there I had begun the line of thought that poverty is not an issue of charity and indifference, but rather of a systemic need to provide recourse for the poor to make their own money in a legitimate manner (duh!). Continuing this direction in thought, I would like to now confront a fundamental obstacle in the path to the poor helping themselves: those with the money and the power.

It is the onus and privilege of those with money and power to pretend that they have nothing to do with poverty. I am now going to begin speaking of these folk as “we”, in the assumption that if you are reading this post, you are probably not living in poverty. And I include these poor, destitute 20 somethings in NYC who are forced to flirt for free drinks and eat junk food while living in their loft apartments in midtown Manhattan (follow that link up there to read yet another article that demonstrates just whom the NY Times caters their news towards). At this point, you are probably throwing up your hands and backing out the door, saying, “I’m not responsible for poverty. I can barely afford my credit card bills, fill up at the pump, or pay back my student loans.” But you are. We are all responsible, because of the very reason of such a denial. We are responsible because we are complicit.

Don’t worry, this is not going to turn into one of those liberal assays of guilt and blame. I simply wanted to make my point very clear: the major obstacle in the way of the poor raising themselves out of poverty is not themselves—it is those who hold onto money and power and deny it from the poor. We are all complicit in this act because of reasons such as I had detailed in my last post on this issue: we believe that the poor are poor because they are lazy, stupid, or simply because we need poor people in order for there to be rich people. And so we either extend charity or pity, or we remain indifferent. And thus complicit.

Beyond complicity, there are those who work directly to keep the poor poor, and these are the people with the major money and power. The Bush Administration, along with groups like Enron and Halliburton, have clearly demonstrated what kind of stripes these people wear. They are greedy sons of bitches who will not hesitate to lie, cheat, and betray all of the world in order to get what they feel is their entitlement. And because we are complicit, we slap their hands, but we do nothing to stop them. Because we all want to be this powerful and have that much money. We all want to become the real life embodiment of the American Dream.

But to assume that simply because we live in a capitalistic society and that our market thrives on competition that we require for there to be have and have-nots is ridiculous, and in fact completely anti-capitalistic. The more people that we can allow onto the playing field of the economy, the more that there will be enhanced competition as well as collaborative growth, and the more the market will develop. Poor people need to be extended credit and resources to start their own businesses, fund their own developments, build their own communities, and invest back into the bigger pool. The more that micro-economies thrive and teem and interact with smaller fry, the more that the macro will be stabilized and efficient and healthy.

The fact is, there is no credible reason to keep poor people poor. The only thing that keeps poor people poor is the greed, complacency, bigotry, short sightedness, and all other forms of small mindedness from those with money and power. It is therefore only extreme indifference and cruelty that allows us to see, when taxes are cut and budgets are slashed and essential programs and social services are jettisoned, not the devastating effect on human lives, rather solely the hypothetical increase in our own coffers. We put up blinders to our own humanity to think in such a manner. The fact is that there is no excuse. There is no acceptable reason for accepting poverty.

And there is no acceptable reason, for that matter, of accepting any kind of tainted and bitter revolt against our own humanity. Compassion is much stronger than pity. Understanding is much more powerful than fear. Everyone on this earth has the potential to be beautiful. Everyone deserves to be beautiful, to shine, to be seen as the treasure and gift that they are.

We need to fight back against the ugly despair, disgust, and terror that is our nightly news. We need to fight back against the complacency and indifference that is so easy to succumb to, the avoidant eyes on the subway, the challenging aggression on the streets, the burning short fuses on the freeway.

No one said it would be easy. But there is a fundamental step within our own minds that must take place for anything good to happen: we must determine whether we will fight for joy, fight for beauty, fight for wonder, and fight for humanity, or whether we will simply step back into the shallows of our temporary alliances and turn against what we know is true. We know that the existence of poverty—ever, anywhere, but most especially now—is simply

unacceptable.

So what do we do? Do we start throwing our pennies in the cups of homeless on the street? No, of course not. We need to start affecting change in the structures and environments of the most destitute and impoverished areas of our cities. We need healthy, beautiful, clean, and affordable living spaces. We need access to public transportation. We need the extension of credit and access to money. We need access to well-funded educational and youth development programs. We need nutritious food. We need potable water. Is any of this complicated?

Essentially, all that the problem of poverty and its related issues requires is ATTENTION. The solutions then flow from creativity, community, and collaborative dedication. And turning our attention to these matters should not be seen as charity, selflessness, and other forms of saintliness. Rather, we turn our attention to these matters because we recognize that we are enhancing our greater community—because we are removing the root source of fear, bigotry, and despair from all of our lives. Like what I was saying in another post about the need, in our personal lives, of cleaning and organizing every hidden and unattended spot in our living spaces and mind, so too in our civic spaces and minds we must focus on those areas that are ignored, have been left to fester and decay, have turned into dumping grounds. Because these are areas that are parts of ourselves.

We cannot detach ourselves from each other, except to the detriment of everyone’s humanity.

Thoughts on Money and Poverty: Part II

In Chronicles of My Journey in Colombia, Economics, Muhammad Yunus, Perspective Change, Poverty on January 13, 2008 at 11:54 am

Thorn Corridor

On my last post on the issue of gentrification, I’d left off with the question of “How can a community expand and develop its wealth locally, while at the same time accepting, encouraging, and embracing external inputs of wealth?” The more I’ve pondered on this, the more I’ve realized that the question is quite a bit more complicated than it sounds. Essentially, what we are really looking at are the root causes of poverty, and considering methods of assisting communities in raising themselves out of it.

The problem with poverty is that there are a lot of differing [mis]perceptions of the issue: the most common one being that of the better off, which assumes that those who are poor are lazy, stupid, or otherwise—that is, if the well-to-do are aware of the issue and consider it at all (it sounds amazing, but having grown up in a well-to-do area, and having worked in the hospitality industry with the extremely well-to-do and their offspring, I know first-hand there are indeed people out there who live in an oblivious bubble, both self-imposed and otherwise). Stemming from this initial prejudice, there are two common perceptions on poverty and the poor: 1) they are an unfortunate and inevitable scourge of humanity, to be ignored, endured, and shut away into their own enclaves; and/or 2) they are to be pitied and supported through the works of charity.

I think what becomes apparent as one examines this issue is that while welfare and charity are quite obviously direly needed by those stranded in extreme poverty, what must be recognized is that charity is ultimately only a temporal bandaid that avoids the root causes that create and sustain the conditions for poverty. What becomes further apparent from this realization is that the poor must be given the structural means to help themselves. In other words, the only ones who can directly and actively work to address the root causes of poverty are the poor themselves. Thus, they require not charity, but a pragmatic and systematic support that hands the money and the tools over to them.

This may at first sound perhaps out of touch with reality or idealistic and overly vague. But this is a concept that has been applied effectively by Muhammad Yunus in Bangladesh starting in the 70’s, when he introduced the concept of micro-credit and banking for those in poverty with his Grameen Bank. Since then, micro-credit has been further applied successively, most notably, in Southeast Asia and Latin America. Yunus founded a bank which extends credit directly to the poor, so that they could gain the means of raising themselves out of poverty through their own hard work and entrepreneurship. This is an approach to poverty that is staunchly capitalistic in its approach, yet underlied by a basic concern for human welfare. Most approaches to poverty are rooted in that initial notion of charity which we just have outlined above, and exist as non-profit donation-based organizations. These organizations generally do little or nothing in regards to helping the poor help themselves. Rather, it is always a matter of the rich helping or giving to the poor. This position, of course, is already rooted in a problematic perception of poverty that does nothing to empower the poor themselves, and rather perpetuates the symptoms.

The problem with micro-credit is that there haven’t been found ways to translate it into a workable and comparable vision in the United States. The reason for this is that micro-credit works quite well in village-based economies, where the poor have recourse to starting their own business in say, weaving kerchiefs, or vending food, and other such small, individual, street-cart type sales. There exists in such cultures many small, micro-economies in which small entrepreneurs are able to thrive. But in the United States, the economy, lifestyle, and culture is different, and small-time entrepreneurs face a number of hurdles before they can break into the world of commerce.

And this is where my thought begins to shoot out randomly in a haze like a flashlight in the fog. This is where I realize just how much more I need to learn. I have already gone from the issue of gentrification to that of poverty in general, thus expanding and deepening the questions on money and poverty. So at this point, I’m going to step back from these questions and look again at the bigger picture. I think what has been changing in my own thought and perception is that I am no longer fundamentally opposed to capitalism—the concept of making money. I believe that we can consciously make money, while at the same time benefitting the environment and combating poverty. And as these changing ideas sink in, my worldview begins to shift on an everyday level, such that as during this trip to Colombia, I have been noting the influence of wealth, and welcoming it.

Thoughts on Money and Poverty

In Chronicles of My Journey in Colombia, Consumerism, Economics, Music, Perspective Change, Poverty on January 10, 2008 at 3:32 pm

Building

Some thoughts that have been fomenting somewhere in the back of my dome have been coming to the fore as my trip winds down to a close here in Bogotá, and I’ve had some more time to contemplate the bigger picture. One item that I’ve been considering is the changing perceptions I have of the concept of ‘gentrification’. I’ve always been critical of the influence of big money on people’s lives and communities. I’m especially critical of the bland and complacent lifestyles of the well-to-do, the ‘yuppies’, the SUVS, the suburban sprawl, the homogenous franchises, and so on. But my experience here in Colombia has driven me to question some of the aspects of gentrification that before I immediately and completely rejected. This has been due to the fact that when you’re traveling on a budget here, you’re inevitably staying in some neighborhoods that aren’t exactly high-end. And as a traveler coming from somewhere else, it makes you all the more conscious of the presence of poverty, wealth, and the types of commerce going on around you. And when you are looking simply for a bite to eat, or a place to get a good juice or coffee at, you are looking for some kind of welcome, however tentative that may be. At the very least, simply the product you desire, preferably sanitary and with a smile. But in some places, these basic expectations have been hard to come by, for the very simple reason that many businesses here are run by families or individuals that cater solely to a small local market, and have little interest in growing or developing their operation. They will close for weeks on end for the holiday season, they will not provide customer service aside from plopping down your plate and taking your money, and there’s often a sense that they could really care less for your business.

In such circumstances, I have discovered a sudden appreciation for the Juan Valdez Café chain. Yes, it is a franchise, but there are a few things that you can count on when you enter into one of these ‘yuppie’ establishments: 1) friendly, efficient service; 2) clean facilities, with a bathoom; 3) an atmosphere conducive to sitting, relaxing, chatting, and reading. These are aspects, as Americans, that I think we often take for granted in our businesses. We expect—and demand—adequate customer service, clean facilities, and proper delivery of the product. We live in the land of franchise.

Now let me be clear about something: I despise franchises, both as a concept and in their usual effect on local communities. However, when else has failed, and all I’ve wanted is somewhere to sit and read and drink coffee, Juan Valdez has been there. This isn’t to say that I haven’t discovered some great local cafés and what not. I will happily circumvent Juan Valdez whenever and wherever I can. But there have been times when there just haven’t been any other places open, or air-conditioned, or quiet or spacious enough to read in.

Here in Colombia, they don’t have the knee-jerk allergic reaction to franchises that many of us idealistic Americans have developed. They love their Coca-Cola and Postobon, they love their Juan Valdez, and while there are certainly Colombians who question capitalism and its accompanying imposition of materialistic values, as well as the influence of foreign investment, overall, Colombians seem quite happy with name-brands and familiar franchises. And that may have had a subtle influence on my experience here as well. When everyone drinks Coca-Cola all the time, it makes you more apt to grab one and sip it along with your fried chicken, patacones, and french fries.

But I’m getting off on a tangent. What I was getting at in bringing up the subject of Juan Valdez cafés is that there can be a positive effect from the influx of outside money and businesses. As a traveler and tourist, for example, I am bringing in money from outside into the country, and this is good for their economy. I understand when people speak disparagingly of gringos, and I have never been one to welcome tourists into my own community with open arms. Tourists are, in general, annoying, demanding, and most of their money goes to big business. That said, however, in the big picture, I believe tourism is a good thing for a country as a whole, especially if the tourism is encouraged to developed concurrently with local environmental and social concerns.

And so I’ve been extending that thought into the more general concept of the influx of outside money into any local community. I think that gentrification is easy to criticize and despise, but I think that what also needs to be considered is that inevitably, a community needs outside input in order grow. Before gentrification, a community is generally mired in poverty, and there is little potential for growth and expansion. Gentrification, in fact, could be seen as an inevitable aspect of growth and development.

I’m going to ignore for the moment the myriad negative effects that gentrification can incur on the local community (such as simply driving out all the prior, poor inhabitants), which I am fully aware of, and rather move onto the parable of hip-hop. The growth and development of this music mirrors quite well the growth and development of any community when it encounters a sudden influx of outside wealth. Hip-hop started, of course, in the restrictive hard-knock life of the streets. It was a revolution in articulation. Suddenly, disenfranchised youth found a creative and positive outlet for their passion, desire, anger, and thought. Much like graffiti, it empowered them in a way that, at first, seemed unprofitable to the outside world. It began simply as a method for those who had been unseen and unheard to express themselves. And as hip-hop developed and expanded into other communities, and eventually across the globe, it inevitably became commercialized and diverged into the mainstream, and glitz and glitter and glamour now are the name of the industry game. It seems to be dominated by a rich and famous elite, who proclaim at every chance they can their extravagant wealth. While this aspect of hip-hop can and will be lamented by those who love it for its roots in self-expression and rebellion, at the same time, it can also be seen as an inevitable outgrowth of the expansion and development of the music as a whole. This is analogous to the development of any artist who is “discovered” and inducted into the mainstream. Sometimes, and oftentimes, this sudden influx of outside money and influence results in pathologies and the destruction of an artist’s original intent and purpose. But other times, it simply extends the power, creativity, and influence of the individual to a broader audience, which is a good thing, if they are doing anything original and inspiring. And they develop their style in accordance with this extension (sometimes, of course, losing some of their original fans in the process).

But such is the process of evolution and growth. Communities, like individuals, are not steady-state bubbles. They are influenced necessarily by external factors, and they must utilize and embrace these factors if they are to grow. They can, of course, choose to withdraw inward and fight off all externalities, but inevitably, they either must collapse or expand.

So to get back to my original idea: I am beginning to think that external inputs of wealth are not completely undesirable. The problem, of course, is that most of the time, none of this wealth ends up in the pockets of the original inhabitants of a community, and they are either driven out, or they are left to fester in small controlled pockets within the newer developing community. So the problem I think that must be addressed, therefore, is not that of “gentrification” per se: the problem that must be addressed is: how can a community expand and develop its wealth locally, while at the same time accepting, encouraging, and embracing external inputs of wealth?

I’m going to get into some ideas and approaches to that question in another post, as this one is getting rather long. I wanted to first lay down the foundation for it, however, as for me these ideas are a new direction in thought. I’m beginning, basically, to look more at such issues in an integral fashion, rather than simply separating the negative from the positive and looking only at one side. I’m recognizing that the idea of money and wealth is not so simple as rejecting the entire concept of monetary gain. Rather, the idea is to unite the principle of natural wealth with that of manufactured wealth.

Learning from Micro-Economies

In Chronicles of My Journey in Colombia, Economics on December 6, 2007 at 2:04 pm

What’s interesting to me about Southern American economies is how local- and entrepreneurial-based they are. They are prime examples of the kind of economy in which micro-credit can effectively work to combat poverty, as with a little bit of credit in hand, those in poverty can establish successful commerce. In the United States— except in those neighborhoods still rooted in different lifestyles—people do not have little stores on every corner, nor sell bottles of water and cigarettes and candy on the street. It is rare that you see people walking through traffic at a stoplight vending fruits or soft drinks. The United States is based firmly upon larger businesses, and while this has driven the whole economy upwards, it has also widened the divide between rich and poor.

While I do not think that we can nor should be attempting to regress to village-based economies, I think that there is something we can learn and remember from such economies. They are micro-based, decentralized, tightly interwoven, reflecting the communities and culture. While not as capable of large thrusts of capital and profit-gain, they are also perhaps more stable in other ways, not as subject to housing trends or corporate trading. Most important to recognize, however, is that these micro-economies offer a means of living to those in poverty. They have a chance to start their own little business. People here are selling minutes on their cellulars. “¡Llama llama más!” they call from street sides, a sign detailing the amount of pesos per minute around their necks. Others sell popsicles from bicycle coolers, or hot dogs (perros), or fried goodness, or avocados, or fresh squeezed juice. Competition is fierce, taxis and buses swing through traffic to pick up the stray extra person for a few more pesos.

It seems to me that what we can learn from such styles of commerce is that we need to try to realize and flesh out in reality the so-called American Dream, the Horatio Algers fiction of rags-to-riches, that with solely the sweat off your back you can make a quick buck. Maybe not rag-to-riches, but at least rags-to-adequate food and quality of life. Right now there is little ability for the poor to start their own businesses and compete on the current market, except within small cloisters of alternative communities. Our current market sways and leaps in the winds of giant corporate franchises, subject to complete and utter failure at a moment’s notice, completely and utterly dependent on the balance and poise of giants crafted from sweat and blood that pierce the heavens, top-heavy with money and greed, overly distant from the root and source of their sap and sustenance.

Trim off the tops of these trecherous mounts and feed them to the bottom, that we all may grow a little fatter!

Sick of Partisanship

In Economics, Perspective Change, Political Stuff, Public Health, Rant, Survival of Humanity on November 13, 2007 at 12:45 am

As the whole presidential race idiocy begins winding itself up in the media, I grow increasingly agitated at the state of politics in this country (the ol US of A for those of you who stumbled acrost this page randomly). The whole nature of all interactions here, whether political, economic, or legal, all seem to have to be made on adversarial terms. It’s always A vs B. It’s never A working with B to produce C. It’s Democrats vs Republicans. It’s capitalism vs socialism. It’s environmentalist groups vs corporations. It’s good vs evil. Etc, ad nauseam.

The problem with this state of affairs is that when it comes to issues where all parties involved need to work together to create any kind of real solutions to major problems, such as in the arenas of public health, or reducing carbon emissions, then there is never any progress made until things attain such a state of degradation that it is undeniable to everyone that drastic measures must be made. And by that point, of course, it’s just a little too late. It’s “damage control,” instead of “preventing catastrophe.” It’s “rebuilding from the ground up,” instead of “retrofitting existing structures.” Aside from those of us who subscribe to neither liberal nor conservative, nor Democrat nor Republican, most Americans are quite happy to delimit their perceptions to one side or the other. Once you’ve picked a side, most issues resolve themselves rather conveniently into black or white. And you will never understand the perception of the “other side.”

If you’ve read any of my political rants in the past, then you know that I obviously don’t hold much patience with Republicans and conservatives of most any stripe. I really don’t have any interest in seeing their point of view, because it dominates enough of the political and cultural scene as it is, even as “liberal” as Americans pretend their major cities might be. But I also despise Democrats and people who blindly adhere to notions of liberalism as simply ideological opposition to Republicans, while mostly, in action, still just big-business economic ass-kissing just like conservatism. But ultimately, I really don’t give a shit about Republican or Democrat. I care about issues that truly affect the world and the nation, and that truly need to be addressed, one way or another. Issues such as revitalization of the economy, global warming, and public health. And the only way that such issues will ever get addressed is if people in positions of leadership put their fat heads together and work out the nitty-gritty details as a team, instead of squabbling over ideological issues that they will never resolve simply so that they can maintain political supremacy.

And this is the exact point where the pseudo-Democracy of the United States begins to look a bit out-dated and inefficient. Because it seems to be in the very nature of our economic, legal, and political systems to be adversarial, partisan, and privatized and individualized. Any kind of notions of “teamwork” seem to invoke knee-jerk allergic reactions to the ideologies of socialism and communism. But addressing and resolving trenchant issues such as those embedded in public health and global warming require a social cohesiveness that will not be achieved through mere partisanship. We must somehow go beyond ideologies, whether political, economic, or otherwise, and attempt to look at issues through a cumulative scattered cohesion of lenses, the liberals and conservatives and goods and evils all sewn together into a temporary visage of futurity. A rainbow quilt of different perceptions, meshed into a higher vision, beyond that which could have ever been achieved through the simple antagonism of isolated fragments. Such a networked collectivity of expression can still be competitive, aggressive, and progress oriented. But it must necessarily demolish the currently seemingly intractable obstacles of factions squabbling over (largely irrelevant) ideological issues.

End of Oil, Beginning of Integral Awareness

In Economics, Reviews, Survival of Humanity, Sustainability on August 27, 2007 at 2:42 am

I’m currently reading a book called The End of Oil, by Paul Roberts, which details the swiftly approaching demise of easy and cheap oil. And it’s interesting because the book is mainly written from the perspective of conventional economics, which is to say that growth equals profit. But what I’ve been realizing as I’ve been reading this book is that the author is not detailing simply the end of the age of oil—he is also detailing the end of a certain economic perspective.

It is true that there are no means of supporting current and expected future energy demands simply through alternative energies such as wind, solar, carbon captured coal, or otherwise. Which essentially means that we will no longer be able to support lifestyles such as we are enjoying right now in industrial nations. Our economic system, which is completely reliant on hydrocarbons at every level, will seemingly collapse. But here’s where the new economic vision steps in. We can make money, and we can have fulfilling lives, without burning MORE energy and without creating MORE waste. But this doesn’t seem possible according to conventional perspectives of economic growth through increasing supply and demand.

All one has to do is to look at nature to understand that value and resource enrichment does not entail endless growth and expansion. When an ecosystem is developing, then yes, it does expand and grow. But eventually, as in an old-growth forest, it stabilizes and simply replenishes itself through an endless recycling of its own resources. And this is exactly where our economic systems will need to be headed.

So our economy, according to conventional perspectives, is headed for disaster. But if you’re looking at it in terms of a necessary and natural evolution, then it is actually headed for transformation. It is hard for some of us to envision, as it is difficult to completely redefine all that you have known in the old paradigm of growth and expansion capitalism (also known as colonialism). This does not mean that we are not in store for some extreme turbulence. No transformation is easy. There will likely be much more blood shed and a desperate last minute scrambling for resources as politicians and corporations embedded in the old paradigm try to hold onto their sanity and power. But like King Lear, once the paradigm has shifted, they will be left destitute and bitter unless they learn to adapt now, incrementally, rather than suddenly later.

We have been tied to this tired old capitalistic game of endless growth and expansion (even when only self-imagined, ala Enron) for far too long now, and the earth is letting us know, in no uncertain manner, that we have begun breaching the limits of resource extraction and depletion. So it is high time that us human beings learned how to root ourselves in deep and truly live like trees, rather than like Kentucky bluegrass.

Intelligent Design

In Consumerism, Design, Economics, Political Stuff, Poverty, Survival of Humanity, Sustainability, Thought Flows on July 24, 2007 at 5:22 pm

A lot intelligent people swear off humanity, because people make a lot of stupid decisions, are easily misled by unscrupulous “leaders” like cattle to the slaughter, eat fast food, and watch stupid television programs and movies. The problem with such a perspective is that it does not take into account that when you are looking at a large mass of humanity, you are not looking at “people” per se: you are looking at the cumulative effects of social/economic/political systems. Humanity reflects the decisions that have been made in how their daily lives flow and in what direction they move. If they are unemployed, violent, and lazy, that is a sign of poor social systems, of bad decisions made by those interests which determine in which direction money moves, in what manner a city is planned, etc.

In other words, “problems” such as homelessness, poverty, and crime are systemic problems of design. Problems such as destruction of the environment, high percentages of needless waste in every sector of industry, and general unhappiness in career choices, are problems that can be solved through better design.

If intelligent people sat down at the drawing board and thought through plans before acting upon them, we could largely eliminate the vast amounts of waste that we each currently create every single day. We could eliminate global warming, pollution of groundwater, and destruction of topsoils. Yes, we could even eliminate world hunger. These are not the perennial problems of human nature, never to be solved. Slaves, illegal immigrant labor, third world underpaid underage workers, and suicidal smalltime farmers do not need to exist in order to support global economies. Homeless people do not have to wander through alleyways muttering to themselves and plundering dumpsters. Women and children and men of all colors and types and sizes do not have to be made to feel inadequate, ugly, and useless. Teenagers do not have to plot out acts of heartless rage. SUVs do not have to tear thoughtlessly through mile wide suburban streets.

We do not have to be addicted to hydrocarbons to lead fulfilling lives. We do not need myriads of multi-colored plastic packaged useless products screaming for our attention in the supermarkets.

In a well designed system, such as Nature’s, there is nothing wasted. What is one creature’s waste is another creature’s food. Everything is recycled, rebirthed, renewed.

American culture has been birthed on action, progress, manifest destiny. Without consideration of the later effects of our actions, we have moved forward to trample dreams, cultures, peoples, histories. 50,000 species of plants and animals become extinct every year, largely as a direct result of our and other industrial nations actions, our appetites, our businesses, our politics. We are indeed the world’s number one superpower, meaning that we are the world’s largest bully, the world’s largest devourer of natural resources, the world’s largest creater of waste. No, don’t point your finger at China. Don’t point your finger at India. Those nations take the exponential industrial growth of the United States as a beacon and guide, rather than as a warning.

Inaction, time devoted to thought, to attention, to observation is essential to action made with integrity. Without this space of critical focus, actions made will necessarily be destructive, flailing, meaningless. Our culture doesn’t live anywhere near “the moment.” We exist either in some state of longing for a golden age that never existed, or we exist in doldrum half-awake states of TV-movie entertainment suckling. To truly exist in the here and now is to go beyond partisanship, beyond political ideologies, beyond economic theories. It is to look at things as they most truly are, beyond yourself, within yourself, as a part of yourself as a part of a team as a part of a community as a part of the global network. Collaboratively, working as a team of designers, each special interest working with every other specialized interest, we can redesign, retrofit, and renew all aspects of social, economic, and political systems to more accurately reflect mental, spiritual, and biological reality.

Change the Market to Reflect Reality

In Economics, Paul Hawken, Political Stuff, Quotes, Sustainability on July 13, 2007 at 5:28 pm

“While we derive a great deal of wealth from natural resources, we have not found an effective way to reinvest in or preserve that wealth. We are losing those resources, because they are either controlled by private companies or by the state, and neither has proved successful in establishing long-term strategies for ensuring the enduring well-being of the commons. Governments the world over give resources to corporations that are not required to take care of them, and therefore do not. The reason . . . is the failure of the market to internalize fully all costs. If the market is rewarded for externalizing costs and extracting wealth, then individual producers can be expected to leave to the state, wherever possible, the job of restoration and clean-up. On the other hand, it is quite impossible for a state agency to maintain ecosystem health when its main function is to deal with aftermarket degradation. When you then compound the problem with revolving-door relationships between regulator agencies and the very enterprises they are supposed to monitor, the viability of the ecosystem is hardly a primary concern.

To argue today that the free market should control the extraction and sale of natural resources ignores the state of the commons and the free market. The market works to the benefit of the whole of society when it includes all costs and benefits. Only when the market accurately reflects the replacement costs of a resource (a virgin forest or salmon or Arctic oil) and the social costs of its consumption (tobacco being the most obvious) will society begin to respond to the market in a rational way.”

Paul Hawken, The Ecology of Commerce

Good Design for the Marketplace

In Design, Economics, Paul Hawken, Quotes, Sustainability on July 9, 2007 at 8:13 am

“In any endeavor, good design resides in two principles. First, it changes the least number of elements to achieve the greatest result. Second, it removes stress from a system rather than adding it. Bad design is pinning our hopes for environmental and cultural survival on a change in human consciousness and behavior alone, because we therefore depend on the highest number of uncontrollable elements—people—to undergo a great change. Likewise, bad design is having to institute several hundred thousand rules and restrictions under the jurisdiction of the government and expecting business to know them all, much less obey them . . . Good design for the commercial system accounts for and appeals to the innate behavioral modes of both governance and commerce. Let governance govern with a minimum of intrusion and with a genuinely “conservative” approach; let business be business at its best: humane and creative and efficient.

One of the ways to further this goal is to invert the old values and reverse the traditional cost-price incentives. We need a predictable and consistent market that recognizes the true, full costs of doing business and reassigns them to the marketplace, where they belong. We require a market economy that rewards the highest internalized cost, an economy in which business prospers when it is responsible both socially and ecologically. We need business to thrive by exceeding regulatory standards rather than by challenging or circumventing them. Businesses should literally compete to be more ecological, not only on moral or ethical grounds or because it is “the right thing to do,” but because such behavior squarely aligns them with their bottom line. In short, we must design a marketplace that obviates acts of environmental destruction by making them extremely expensive, and rewards restorative acts by bringing them within our means. If we do this, environmental restoration, economic prosperity, job creation, and social stability will become equivalent.”

Paul Hawken, The Ecology of Commerce

Future Building

In Community, Design, Economics, Political Stuff, Survival of Humanity, Sustainability, Thought Flows, Wildfire on June 29, 2007 at 6:40 pm

Smoke n Sky

In a post a little while ago, I attempted to introduce the concept of living life with the awareness of the potential of natural (and unnatural) destruction to your home and possessions. But I think this idea is necessarily vague, because exactly how, one would ask, are we supposed to stop living in homes? Should we live in mobile homes, or large communal spaces that we all own?

I think the problem is something else, that I was attempting to work towards, and sensing the pulse, but not digging deep enough. I’m thinking now that the problem is the whole structure of our society; everything from the way we make our money to the way we organize our communities. Again, this is vague, but let’s just stop and consider for a minute where current events like global warming, pollution of groundwater and oceans, peak oil, and depletion of topsoils is leading us. These dire symptoms of the dessication of the biosphere are the direct result of the way we live our lives right now. They are the direct result of the products that we manufacture, the food that we eat, and the lifestyles that we have grown to think are our birthright.

So to bring this back to something down to earth—when a natural disaster occurs, as I had said before, what we should be learning is not just how glad we are to have it be over with and to have survived—what we should be learning is just how disconnected we are from some of the most fundamental and basic of natural cycles. And these cycles are what we need to be mimicking and learning from in order to progress.

I am reading a book right now, called The Ecology of Commerce, by Paul Hawken (which I fully recommend if you’re interested in either economics or ecology at all), that elucidates these points very clearly in terms of business and the need for a new ‘restorative’ economy. The focal point of the book is to try to wake businessmen up to the fact that the economy must be altered to accommodate human beings and the earth. One point of Hawken’s vision is the need to recycle products nearly endlessly, as nature does, thus conserving resources, eliminating toxic waste, and building a sustainable economy that will produce fulfilling jobs.

What is insightful about Hawken’s book is that while we are all, understandably, pointing fingers at McDonald’s and Halliburton and Walmart, what we are failing to do is to begin considering, positively, how these corporations can be changed, and what kind of economic environment could be created that would reflect this change (which Hawken’s book addresses). What we are doing is pointing our fingers at symptoms of the structure that is failing, and labeling what is causing the world to fall apart as evil. Instead, we should be focusing our energies on what way the structure can be re-created sustainably and in tune with the lessons of nature. Almost everyone, other than the dinosaurs and rich idiots that have their heads stuck in the sand, recognize that there are problems. Now it’s time to start conceptualizing in what way these problems can be solved, and laying down the blueprints.

To bring this back to my immediate environment, right now the citizens of Lake Tahoe are pointing their fingers at the TRPA, the regional planning agency, which attempts (admittedly imperfectly, given that it is governed mostly by moneyed interests) to impose regulations on development in the region and keep the environment healthy. People are angry and blaming the agency as the cause of the wildfire, because they do not allow homeowners to cut down whatever trees they want, and restrict the wanton clearing of forest. This is obviously ridiculous. If you are building a home made out of wood in the midst of a dense forest, then you should be aware that the forest is subject to wildfire. Lightning is all it takes to set such an occurrence off, let alone idiots with cigarettes and camp fires, such as what set off this most recent and cataclysmic Angora fire.

So people are seeking to blame a governmental agency simply because their homes burned down and because there were a lot of dense trees on their properties. But obviously, the fact that trees are dense in inhabited areas has more to do with the very fact that humans are developing there in the first place—fires are suppressed and brush and trees are condensed with fuel. So the problem is much deeper. It lies in the very planning and design of human communities. It lies in the disconnection with natural processes that accompanies every step we currently make within our economic, social, and mental structures—from the food that was shipped from across the nation or globe to be wasted on our tables, to the tropical wood we used to build our kitchenette, to the conversations we make about ideas distant from what we actually feel.

When I talk about “disconnection with natural processes,” I refer to the whole conundrum modern society has placed us into with relation to the biosphere, from agri-business that depletes the soil and devastates insect populations and pollutes the groundwater, to the production of non-degenerative toxic substances to house a product that will last 2 months. We don’t know how the products we buy were made, we don’t know what the cow we ate in the form of a cheeseburger was fed, we don’t know how the stitches were sewn into the clothes that we buy. We are disconnected from the most fundamental aspects of how we live our lives. This is a form of arrogance compounded by ignorance.

And when a cataclysmic event like a wildfire or a terrorist attack occurs, it temporarily shreds this veil apart, and you see just how deeply the rifts that separate you and your society from the rest of the world are. And there’s two reactions to this: 1) you embed yourself even deeper in blind ideologies that will support your short-term comfort and complacency; or 2) you begin to seek how to address these rifts and heal the deeper wounds. Once you’ve made the obviously correct decision, then suddenly things don’t seem so bleak anymore. Yes, the challenges that are ahead of us are massive and possibly insurmountable; but they are also great opportunities for positive change, social mobility, and creative design. This is where the future lies: in intelligent and creative people hunkering down to work, with their minds clear, their visions unclouded, and their anger and bitterness released. The task at hand is much greater than any loss that you personally have ever undergone. The task at hand is the distinct possibility that human existence could be obliterated by our own past ignorance and current inefficacy.

So it’s about time to work past guilt, blame, and anger. It’s time to begin the building of a future. This will necessarily be in conjunction with governments, corporations, and everyday people—but only in new and completely altered forms.

More Billionaires, Great, Just What This World Needs

In Current Events, Economics, Political Stuff, Poverty, Rant on March 8, 2007 at 9:25 pm

Forbes magazine just released its annual list of world billionaires, and the number has jumped from 793 last year to 946. Yippee! “‘In the last five years… despite all the turmoil in the world, all the conflict in the world, the global economy in real terms expanded over 25%,’ said Steve Forbes, the magazine’s editor-in-chief.’ So let me get this straight. The “global economy,” in very “real terms”, has expanded. Despite “all the turmoil.” So a bunch of stinky filthy rich bastards are getting even more super rich. I don’t call that a global economy in any terms: I call that corporate colonization. Because while this list of billionaires is expanding, the list of people living well below poverty is also expanding.

As long as there are people who control music, who control information, who control seeds, who control access to medication, then there’s going to be a select group of very rich people at the detriment of a large mass of very poor people. I don’t understand why anyone still subscribes to this bullshit Reagonomics trickle down theory. The fact is that this supposedly thriving middle class is only connected to their limited wealth by a umbilical cord hooked on a speculative bubble. Once that bubble bursts, the super rich are still chaffeured comfortably along to their social dinners while all the once climbing middle class, complacent and spoonfed drool from above, will suddenly find themselves sunk down with all the rest of the masses of people out there who never could climb out of 9 to 5 minimum wages.

I want to see the list of world billionaires diminish, year by year, until there is no one single human being out there who is ever estimated at a net worth of 56 billion dollars. I want to see all the rest of the world, “all that turmoil,” become rich. I want to see no one living at or below poverty. Is that too much to ask? Cuz I think it seems pretty feasible if all the accumulated riches of the super rich were actually put towards something more productive then some motherfuckers collection of Humvees.

Muhammad Yunus’ Nobel Peace Lecture

In Current Events, Economics, Muhammad Yunus, Perspective Change, Political Stuff, Poverty on December 10, 2006 at 11:13 am

Dr. Muhammad Yunus, accepting his Nobel Peace Prize, gave a stirring speech today detailing how to fight poverty effectively. He has demonstrated, through his work with the Grameen Bank in Bangladesh, that the poor, if given half a chance, will work to better themselves and their community. Contrast this to most middle to upper-class American’s viewpoint, which will be something to the tune of “poor people are poor because they are lazy, stupid, etc.” As in, poor people deserve to be poor. Dr. Yunus, on the other hand–obviously an enlightened human being, as opposed to most middle to upper-class Americans–states, “Poverty is created because we built our theoretical framework on assumptions which under-estimates human capacity . . . Poverty is caused by the failure at the conceptual level, rather than any lack of capability on the part of people.” Yes. His words come from the depths of understanding, compassion, and everyday connection with the struggles of poverty.

Dr. Yunus also clarifies some ideas on capitalism which I had been moving towards as my social awareness has been expanding bit by bit. He states that our current conception of capitalism and business “originates from the assumption that entrepreneurs are one-dimensional human beings, who are dedicated to one mission in their business lives — to maximize profit. This interpretation of capitalism insulates the entrepreneurs from all political, emotional, social, spiritual, environmental dimensions of their lives. This was done perhaps as a reasonable simplification, but it stripped away the very essentials of human life.

Human beings are a wonderful creation embodied with limitless human qualities and capabilities. Our theoretical constructs should make room for the blossoming of those qualities, not assume them away.

Many of the world’s problems exist because of this restriction on the players of free-market. The world has not resolved the problem of crushing poverty that half of its population suffers. Healthcare remains out of the reach on the majority of the world population. The country with the richest and freest market fails to provide healthcare for one-fifth of its population.

We have remained so impressed by the success of the free-market that we never dared to express any doubt abqut our basic assumption. To make it worse, we worked extra hard to transform ourselves, as closely as possible, into the one-dimensional human beings as conceptualized in the theory, to allow smooth functioning of the free market mechanism.

How simply and pointedly stated. He very clearly explicates the issues surrounding poverty without getting bogged down in political or theoretical constructs. The fact is that our current definition of capitalism and human capability is extremely one-sided, and it’s destroying the entire world. Yunus also brings out a key element of poverty: that “poverty is a threat to peace.” That when people live in squalor with no immediate or visible means of escape, they will turn to terrorism, theft, and rage. That as long as we have those who have and those who have not, then we will have warfare.

Finally, Yunus offers a vision of humanity that is filled with hope. He obviously believes in the power of the human mind to create whatever it desires. He states that “we create what we want: we get what we want, or what we don’t refuse. We accept the fact that we will always have poor people around us, and that poverty is part of human destiny. This is precisely why we continue to have poor people around us. If we firmly believe that poverty is unacceptable to us, and that it should not belong to a civilized society, we would have built appropriate institutions and policies to create a poverty-free world.” In other words, all it takes is the simple will to make the world a better place to begin making it a better place. Amen.

Open-source Economies?

In Current Events, Economics, Interconnectivity, Political Stuff, Survival of Humanity on October 31, 2006 at 11:53 am

Something I was thinking about this morning in relation to the world going to shit, etc: the need for a global governing/discussive/economic body. And I was thinking of how that wasn’t going to happen anytime soon–at least, not in terms of politics as we know it. Nations currently are only looking out for number one, and that’s the name of the game in terms of world politics: garnering resources, power, and economic stability.

So I then thought of the only other possibility of correcting a world that’s been thrown to the dogs of money-grubbing and power mongering: the people, the individuals who are all attempting simply to live their lives and love and survive. The internet has proven to be a powerful networking medium, never subject to predictability, subversive but also harnessed just as tightly to consumerism and the market economy. Decentralized networking–a connection directly between individuals, without centralized policing or governing structures–has been proven on the internet to thrive and be effective. Furthermore, the internet has also proven that open-source information empowers individuals to create and innovate far beyond whatever original intention was behind a software or social engineering project.

And I was thinking: this might be the key to our future, to the survival of our species. Not to be overly dramatic, but anyone with any level of awareness beyond their own selfish needs and ideologies recognizes that the problems that we face in the near-future are almost apocalyptic in stature, and will require the utmost in creativity, practicality, and love in order to overcome. It will take money, policy, lifestyle, and consciousness-level changes on a global scale. And I think it is quite readily apparent that we can not rely on our current governing structures to enact these kind of revolutionary and evolutionary changes. It will be much too late by the time politicians and those with over 70% of the globe’s wealth and resources will take their heads out of their oily asses and take a look at what’s beyond themselves. The only ones who can change it are us–the everyday people who put 2 and 2 together. And I’m thinking that the internet may just be the forum in which we can change it.

Beyond MySpace and YouTube and Gnutella other such networks of entertainment and time-passing, it may just be that the internet can provide nodes of not only social and cultural consciousness–but also that somehow money can be utilized and activated across national boundaries. I haven’t envisioned how this could ever happen, because I’m not very technical nor very economical-minded. But I do see a generalized notion here, a possibility, a potentiality.

As in a network may be formed, in which not only ideas, people, and hearts are virtually conjoined, but also in which a new market may be formed–a market in which money goes towards what it is supposed to be going towards: local economies and social programs, rather then to gluttonous super-structures that nickel and dime the shit out of everything so that some fat motherfucker can play golf and perform perverted sexual fantasies with whores and neglect his kids.

How can this happen? I don’t know–but I’m hoping that somebody else will.

Report on Economic Impact of Climate Change

In Current Events, Economics, Political Stuff, Survival of Humanity, Sustainability on October 29, 2006 at 12:29 pm

Here’s an interesting report looking at the impact of global climate change from an economic viewpoint. The author, a British economist, calls for preemptive spending of 1% of the world’s GDP now in order to save what will eventually be at least a 20% loss in GDP, given the devastating effects of climate change to come. Makes sense. This is along the lines of something I always bring up when discussing the future and sustainability and such: it actually makes more monetary sense to be sustainable, looking towards the future and the environment. This is why it is ridiculous to listen to idiots who push for short-term profit at the detriment of everything except themselves. Unfortunately, these idiots currently run the country and most corporations. It’s funny to think that in idealized terms, a politician is supposed to be someone who is looking towards the future and making plans and budgets in order to prepare for that future. Yet our politicians look only about as far as their own ass–which might be big–but they ain’t big enough for the shit that’s about to be hitting the global fan.

Political Visions

In Current Events, Economics, Interconnectivity, Political Stuff, Public Health, Sustainability, Travel on September 15, 2006 at 11:58 am

I have seen the light. Estadounidenses need more vacations. I am currently on vacation in sunny southern California, and I feel like a bear has climbed down from off my back. (Back in the days when I used to run track, we would say that someone had “the bear on their back” when you could see them struggling around the last corner of the homestretch and slowing down.) I needed a break from the daily grind, a break from the habits and normality of my sort-of settled cabin mountain life. No wonder most Americans are so close-minded and one-dimensional. We are so occupied with work and then subsequent TV and habitual existence that it is nearly impossible for us to envisage situations outside of our immediate and limited scopes. We need vacations to see the other side of things now and then, to break from the same-old and remember who we are outside of the people and circumstances that surround us everyday. It is so easy to get stuck in the mire of other people’s perceptions and gossip.

That said, I wanted to talk a little bit about some political stuff. What started the train of thought was reading an excellent article on the atrocities in Darfur, describing the rogue janjaweeds employed by the Sudanese government to perform “ethnic cleansing” (do we really have to use the word ‘cleansing’? Couldn’t we just call it what it is–mass murder?). The United States has actually been fairly active in providing aid and attempting to garner international action, which unfortunately has proved ineffective due to the loss of respect by the rest of the world for our dishonorable actions in Iraq and our hostile behavior to the UN, and Europe in general. Although of course our actions have still not been enough to save lives, but at the very least we have been more active than in the case of Rwanda, in which we did absolutely zilch.

Anyway, to get to the crux of my discussion: I used to consider myself an anarchist, more for lack of attachment to any political ideology or group than actual adherence to anarchic values. (By the way, if you think anarchy is about molotov cocktails and chaos, then you need to read some Emma Goldman or other real anarchic literature. It’s some of the most intelligent and humanist political writing in the world.) I distrusted the US government for the secret and public crimes it committed and continues to commit against its own constituents and against the world. I distrusted the idea of government en total, for large systems of beauracracy and money seem to lead only to corruption and atrocity.

The book that began leading me to a more balanced and integrated view of centralized governing systems actually was on public health (Betrayal of Trust by Laurie Garrett), in which the reporter meticulously disects the causes and effects of the current despicable state of public health in the US and the World Health Organization. I suddenly realized, through this book, that centralized governing systems are essential for the preservance of human life–we need a centralized public health system, we need clean water, clean air, safe homes. The problem is not the idea of government itself–the problem is that most governments, as they are, fail to perform their basic function and purpose–which is serving and protecting their people.

I never fail to be amazed that the Republican party can make “national security” one of its cornerstone issues, when their xenophobic cowboy war games have jeapordized our nation for years to come, and their slashing of social supportive programs and funding have devastated the heart of their own people.

But let me not go off on a rant lambasting Republicans or conservatives, because that isn’t my target right now. They are too easy to bag on, actually. I could go off just as easily on Democrats, for that matter. Politicans, in general, are easy to pigeonhole, because they almost universally only have one thing on their mind–election time. Which leads me to my main topic. Our political and cultural and economic system is seriously screwed up and needs some jerryriggin’.

I’m not against capitalism, per se. But our current form of capitalism (capitalism in the sense of profit as the goal of the economy) ain’t working. It CAN work. See, the problem is that currently our politics and economy is ruled by short term profit and very large corporations. And these corporations are cut-throat, greedy, and extremely short sighted. They can barely look past one season, let alone one year, in terms of their profit margin. But if they took their head out of their asses, and looked a little closer at the bigger picture, at the wide horizon of the future–then they would notice that in the long run, their current actions in pursuance of solely short term profits are unsustainable. Let me rephrase that in terms of money: they will not continue to make money if they continue to function the way most of them currently do. They’ve got to restructure and re-envision themselves and their functions in society and the economy. If they want long term, steady profit, than they will have to become sustainable operations–sustainable in the sense of taking responsibility for their effects on their society and environment, and making subsequent amendments and changes.

Another way to put that last paragraph is that based on our current economic, political, and cultural trajectory, we are destroying the future of our children and grandchildren. Our current way of life is unsustainable. Plain and simple. So if we want to make changes, REAL changes, then we must look ahead, even as far as 30-50 years down the road, to a time when we will no longer be able to be reliant on hydrocarbons as a source of energy.

As to how all of this got started by an article on Darfur: we live in a time in which the globe is quite obviously deeply interconnected, sometimes forcibly so, by commerce, politics, and lifestyle choices. One earth, all that kind of thing. And it is becoming more and more apparent that we need a world governing body that is effective and able to stabilize volatile situations. The UN was a good attempt, but it’s quite obviously not very effective, especially when it’s so easily dominated by the politics and weaponry of a rogue superpower like the US. We need an effective world public health system, again, something able to distance itself from politics and commerce, which the WHO has unfortunately been unable to do. The time of the United States pretending to play policeman and peacemaker to the rest of the world is long gone. There has to be an international force and body, composed of people unattached to partisan interests, which has the capability both of being an effective peacekeeping force, as well as a strong policing force. Because in situations like Darfur, that is what is needed.

More on this topic will probably be forthcoming: any input would be useful.

Economics of the Corazon

In Economics, Pre-Blog Missives, Selflessness, Spirituality, Thought Flows on March 22, 2005 at 4:40 am

True riches, in any sense, are not a gift of happenstance. They are the accumulation that comes from the denial of waste. Gaining age is a lesson in economy. As youths we waste our energy, spitting it out like radiation, seeking immediate gratification. If we learn anything at all as we grow older and less prone to outbursts of hormonal activity, it is the conservation of our energy, putting our time and love into that which we know is worth the investment. We learn to act in interest of self-preservation, rather than self-destruction; in light of longevity, rather than fleeting release. We learn that the highest reward comes with patience, concentration, and a consistent, diligent trimming of personal desire. When we want nothing, only then are we ready to receive.

Are You An American?

In Economics, Iraq 'War', Political Stuff, Pre-Blog Missives on March 15, 2003 at 1:03 am

I’m sick of all these bleeding heart liberals, these socialists and communists, these losers who try to tell us that we shouldn’t be going to war. You know what? Fuck all the bullshit. Let’s stop this lying and reassuring of humanitarian interests by politicians. Politicians and the military and corporations–their main interest is money. So why do they have to bullshit to these bleeding heart losers? War is good for the economy. All these tree hugging bastards would rather see the American nation be poor and destitute, have us be swinging from the trees. Who cares about those smelly barbarians in third world countries? Fuck em. They’ve got all of our oil. That’s OUR oil. We’ve got 20,000 nuclear weapons. I think that entitles us to whatever the hell we want. We’re the most powerful nation, EVER. And we didn’t get that way by pussyfootin around. We did it through blood and sweat and war. We came here and we told them Indians, “get off our motherfucking land, cuz you’re not using it, you’re wasting it.” We told them blacks, “work our motherfucking land, cuz you’re lazy asses and you might as well be doing something for civilization and progress other than just singin and dancin.” We told them Mexicans, “give us your motherfucking land, cuz we need more, cuz we deserve to spread from sea to shining sea.”
I’m sick of all this politically “correct” bullshit. Let’s tell it like it is. There’s a real simple way to solve the world’s problems. For instance, this Palestinean “problem.” Well, if they just get rid of them, then there’s no problem, is there? And what’s with this terrorist bullshit? Why don’t we just nuke all the goddamned Arabs, get rid of that Islamic bullshit. This is a Christian nation, and this is the strongest nation in the world. I think that says something about whose side God is on.
So what use is it to stand in the way? What’s the use in all this complaining and whining? All these commie bastards should be lined up and shot. They’re all just losers, whining about their “victimization.” Shit, they’re making themselves victims by not getting with the program. You’re either with us or you’re against us. And guess who is going to win?